� Massive loan losses -- the highest percentage of bad loans in more than a decade -- have hit U.S. banks like a ton of bricks!

 � Banks are now holding TRILLIONS OF DOLLARS worth of the high-risk investments known as derivatives that Warren Buffet calls �Financial Weapons of Mass Destruction.�

 � The mind-boggling $7.7 TRILLION Consumer Credit Bubble is ready to burst!

 � Bank revenues have been pushed off a cliff by corporate loan defaults, consumer bankruptcies, credit card defaults, and massive investment losses!